Build homes faster, cheaper, and with more profit.

APPLY

Who We Are

We are real estate investors first who built a lending company, for real estate investors and builders.

Loan Terms

  • Loan-to-Cost (LTC) up to 90%

  • Loan-to-Value (LTV) up to 70%

  • Loan types: Fix & Flip / New Construction / Bridge

  • Regions: Texas

  • First lien

  • Interest Only

  • Close quickly in 5-10 days

We are here to fund projects that traditional banks won’t touch. Our flexible structure makes us a go-to-source for alternative real estate funding across Texas.

Borrower Requirements

  • Experience:  Borrower and / or GC must have previously completed three renovation or new construction projects

  • Credit score of 650 or higher

  • LLC documents

  • Liquidity to pay 6 months of interest post-close

Loan Requirements

  • Purchase contract

  • Construction budget

  • Builder’s Risk and Liability Insurance

  • Architectural plans (new construction)

  • "If you’re looking to invest in real estate, this is the team you want in your corner. Alex and his team are diligent, knowledgeable, and make financing any asset feel seamless. I appreciate the continued support and the opportunity to collaborate on our new construction project. Looking forward to the next one!"

    Former Customer

  • "It’s been a great pleasure to work with Eric and his team at Parallel Lending. With my initial conversation with Eric, he made sure he understood my needs and was able to tailor a product that makes the most sense in my investment! Without a doubt, I’d highly recommend. I’m now working on another investment deal that Eric and his team are funding. Keep up the good work fellas!"

    Former Customer

  • "Had a great experience working with these guys. They made everything very easy and it got don't very quickly. I would definitely recommend these guys, and will use again if I have another project."

    Former Customer

  • “Eric, Alex and team are great and a pleasure to do business with! I have teamed up with Parallel Lending on several projects and there is never an issue. Highly recommended and look forward to doing business with them again soon.”

    Former Customer

  • The Parallel Lending team's support throughout the whole process, understanding of the actual deal, and the communication was above excellence and their knowledge of the local market is very important..... I've worked with many Arizona and California lenders and they just don't get the market so they value properties lower because they don't see or understand the location and don't quite understand how these small cities are growing in and around the DFW area... so being local does matter! Highly recommended."

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  • "I had a fantastic experience working with Alex and Eric on our project. Their professionalism and expertise made the process smooth and efficient. They were always available to answer questions and provided clear guidance throughout. I highly recommend them for anyone seeking reliable lending solutions!"

    Former Customer

  • Very happy with my rehab loan on one of my rentals with Parallel Lending. The guys provided me with a fix and flip loan on one of my dated rentals and I was able to get it sold in time for the Spring season last month. Easy process all around where I was able to pull equity out of my home and fix it up! Would highly recommend!

    Former Customer

  • "I’ve had the pleasure of closing transactions with Parallel Lending, and they are truly top-notch. Their communication is outstanding, keeping all parties informed every step of the way. They are prompt, professional, and always find solutions to get deals done efficiently. If you're looking for a hard money lender that delivers on their promises and makes the process seamless, I highly recommend Parallel Lending!"

    Former Customer

New Borrower Application

Start by filling out our applying online. We’ll review your real estate experience, credit history, and financials. Unlike a traditional bank, we do not ask for tax returns or proof of income. Our focus is on the deal and your ability to execute.

How It Works

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